Homeowners insurance provides coverage in the event of damage to your home, as well as liability for injuries and damages you cause to other people. If you own a home,  townhouse, condo, moble home or rent an apartment, we can help you make the right choices about this important form of protection for you and your family.  

• Dwelling
• Personal Property (all your items inside your home)
• Other Structures (structures not attached to house)
• Loss of use to your house
• Liability
• Medical Payments to Others
   

Most homeowners associations take a high deductible for a lower premium then they pass that deductible onto the homeowners should a loss occur. 

If you are renting an apartment, townhouse  or a single family house, you also need to get renters insurance.  This policy type will cover all your contents and cover you for liability should a law suit arise out of your living in the house.  (HO-4) 

                 These are just some examples. 

      Call us, to give you a  no obligation quote

     We know the right policy to quote for you !