Homeowners insurance provides coverage in the event of damage to your home, as well as liability for injuries and damages you cause to other people. If you own a home, townhouse, condo, mobile home or rent an apartment, we can help you make the right choices about this important form of protection for you and your family.

• Dwelling
• Personal Property (all your items inside your home)
• Other Structures (structures not attached to house)
• Loss of use to your house
• Liability
• Medical Payments to Others

Most homeowners associations take a high deductible for a lower premium then they pass that deductible onto the homeowners should a loss occur.

If you are renting an apartment, townhouse or a single family house, you also need to get renters insurance. This policy type will cover all your contents and cover you for liability should a law suit arise out of your living in the house. (HO-4)

These are just some examples.

Call us, to give you a no obligation quote.

We know the right policy to quote for you!