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Great Article from Insurance Information Institute

Flood InsuranceFlood Insurance:


Floods are the world’s No. 1 natural disaster. They can happen anywhere and at any time. Yet according to the National Flood Insurance Program (NFIP), more than 50 percent of properties in high-risk areas in the United States remain unprotected by flood insurance and between 20 percent and 25 percent of all flood claims come from low-risk areas throughout the country.

You do not need to live in a flood zone to be at risk. Please note that business insurance policies do NOT cover flood damage. Main Street America offers affordable business flood insurance backed by the federal government’s National Flood Insurance Program. Your independent insurance agent can help you obtain this very important coverage.

Please note that coverage’s, limits and discounts vary by state.